Tivani / Platform
Modern Lending Core
API-first architecture for building, managing and scaling any credit product. Tivani’s credit core makes allocation and management of every loan type fully automated and configurable — from product design to settlement and reporting, all in one modular structure.
The problem
What’s wrong with legacy cores
Manual, inefficient processes
Without automation engines, operating costs rise and customers grow frustrated.
No capable APIs
Legacy cores can’t flexibly connect to the rest of the ecosystem; new products take weeks to ship.
No intelligence in allocation
Credit is allocated in bulk — raising default risk and blocking personalization.
Hard-to-reach data
Accurate, current data often requires slow, manual reporting.
The solution
What Tivani changes
Automated servicing engine
Installment calculation, loan status tracking, notifications and payment management — handled intelligently.
Modern, API-first architecture
Built on microservices and standard APIs so new products launch in days, not weeks.
Full personalization
Configure every credit parameter per individual user — fully scalable and flexible.
Real-time data
With Data on Demand, access portfolio, behavior and product performance data instantly.
Value
The value Tivani creates for you
Compliance and risk management
The Compliance Engine automates regulatory alignment and regulator reporting.
Operational efficiency
Replace manual credit operations with fully automated, intelligent engines.
Credit portfolio growth
Design diverse products for different user groups and activate them fast.
Tooling
Key tools in this module
Custom Fields
Define unlimited data fields matching your internal structures.
Data on Demand
Automated, precise, configurable reports per organization.
Real-Time Ledger
Monitor every transaction and account position on a live ledger.
Role-Based Access
Access levels per role and responsibility, for teams and users.
Document Management
Store, classify and version documents tied to users and accounts.
Logic-Based Fields
Compute and display data using your own formulas and logic.
Merchant Management
Define, group and auto-settle merchants per contract and payment pattern.
Compliance Safeguard
Automatic monitoring of regulatory discrepancies for full data compliance.
Reporting Suite
Financial, regulatory and analytical reports with automated scheduling.
Other platform modules
Ready to upgrade?
Talk to the Tivani team and see how this module transforms your organization’s credit infrastructure.