Tivani / Platform
Loan Origination & Underwriting
More speed, accuracy and scale in issuing credit. With Tivani’s API-first platform, designing, underwriting and allocating a loan takes minutes.
The problem
Challenges of traditional origination
Inconsistent calculations
Disconnected systems compute rates, installments and documents differently, creating lifecycle discrepancies.
Long, manual processes
Multiple forms and manual checks crush application-to-loan conversion.
Fragmented data
Scattered data raises error risk, privacy exposure and compliance problems.
One-size-fits-all allocation
Identical credit parameters for everyone; no personalization.
The solution
What Tivani changes
Real-time, accurate math
All calculations, disclosures and documents stay consistent from design to settlement.
Highest conversion rate
Origination is digital and instant — minutes from application to disbursement.
Unified, modular platform
One core managing the full loan lifecycle, connectable to every other service.
Smart calculator
Applicants adjust repayment terms and see the impact immediately.
Automation engine
Workflows run automatically on your organization’s own logic — decision to settlement.
Risk and compliance control
The Compliance Engine guarantees alignment with banking rules and regulator reports.
Value
The value Tivani creates for you
Regulatory compliance
Automated alignment with regulations and supervisory reporting.
Operational efficiency
Less manual work; fully automated intelligent engines.
Portfolio growth
Diverse credit products with fast personalization and activation.
Scalable expansion
From BNPL to corporate credit cards and bespoke financing — at any scale.
Tooling
Key tools in this module
API Calculator
Live, dynamic display of installments and rates during application.
Dynamic Documents
Auto-generated contracts and closing documents with merged user data.
Personalized Application
Applicants edit and upload their own information and documents.
Flexible Funding
Disburse credit through Tivani’s payment partners.
Customer Conversion
Identify good payers and automatically offer new credit or higher limits.
API Connectivity
Integrate any scoring, evaluation or decisioning tool your organization uses.
Other platform modules
Ready to upgrade?
Talk to the Tivani team and see how this module transforms your organization’s credit infrastructure.